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NOTE: Charles W. Kraut, MBA makes no representations regarding the companies listed below. Each company offers a particular service or product we have used, and we have been satisfied with what we received. If you contact these companies and become one of their customers the responsibility for their performance rests with them. Charles Kraut receives no compensation from any of these companies.

Companies on this list offer high-quality products and services, and have provided us with good customer service:

• Fidelity Investments: Charles uses Fidelity for most of his managed accounts. Fidelity offers access to thousands of mutual funds as well as stocks, bonds, options, ETFs, and more. Their commission structure, while not the cheapest, is reasonable and their service is good. Fidelity has one of the largest and most diverse families of mutual funds available, and their funds are available without sales commissions. The Fidelity no-fee IRA is a very popular vehicle.

• American Red Cross: One of the most significant things you can do to have a positive impact on our world is to become a regular blood donor. With millions of people precluded from donating due to illness or medications they are taking, the need has never been greater. I began donating in 1972 and have never stopped, donating 114 pints along the way. It takes about 90 minutes from start to finish, and you get to meet some wonderful people. I highly recommend it!